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From Tenants to Homeowners in New Castle County, DE

by Tucker Robbins

Whatever the reason you’ve decided that it’s time to go from renting a place to live to purchasing a home of your own, there is plenty to consider.  From down payments to paint, many factors of home ownership are different than when you’re a tenant in someone else’s home.   

 

  • - Begin budgeting now, if you do not already.  Homeownership has more expenses involved than renting, and you need to be able to manage your money properly. 

  • - Check your credit score and correct any mistakes, or do what it takes to bring your numbers up. 

  • - Start saving towards your down payment.  

  • - Be realistic.  You know about how much you can afford, so don’t start your initial search in the luxury homes sections. 

  • - Once your financial things are in good working order, shop around for a loan, and talk with the lender about your pre-approval amount.  Knowing how much you can afford will help keep you in check when it comes to the house searching. 

  • - Don’t balk at browsing other homes besides houses--there are affordable townhomes and condominiums that could be perfect for you as your first home purchase. 

  • - Think about your community options--do you want to live in a managed community (HOA), a rural area, new construction in a planned community, or an older suburban neighborhood?  Each can affect how much you pay in HOA fees, taxes, or maintenance costs. 

  • - If you have renter’s insurance, and you should, you’ll note that a homeowner’s policy costs more, because it covers much more than just your belongings.  Speak with your insurance agent about a quote so you can budget accordingly. 

  • - On the chance that you decide to relocate, you can choose to rent your property and become a landlord yourself.  You will have money from the rent to pay towards your mortgage payment, or, if the house is paid for, begin building a nest egg. 

  • - Purchasing a newer house than what you’re renting can save money in the end, because of less up-front maintenance, as well as being more energy efficient, thus having lower utility bills. 

 

Think about the freedom to paint your living room teal blue if you like, and feeling like dancing and not having to tiptoe because there are no neighbor’s downstairs.  As soon as you are ready, contacting a Realtor to help you get started is the first step you’ll need to take, as they are your guide during the whole home-buying process.   

 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

Photo credit: financetypes.net

Easy Updates Before You Sell in New Castle County, DE

by Tucker Robbins

Once you decide to sell your home, you want it to look its best, and a total remodel may be out of your budget.  Thankfully, there are some quick and affordable updates to add to your home to give it some extra style and character, not to mention the added value! 

 

  • - You can add crown molding to your rooms with little carpentry know-how.  Plaster-covered foam molding is available in many styles, and anyone with a measuring tape, hand saw and some paint can install it.  This Old House has a how-to for this easy update. 

  • - Clean up and, if necessary, paint your front entry door.  Add a new light sconce, and get a new welcome mat. 

  • - Electrical outlets are usually not something you think about upgrading, but outlets with a built-in USB port are available at home centers, and are impressive to potential home buyers because of the convenience they offer.  Put them near the kitchen counter, and a few in the bedrooms for easy access. 

  • - Cleaning the grout in the bathrooms, or even re-grouting can make your floor and tile look shiny-new. 

  • - Upgrade your doors’ and cabinets’ hardware for every room if it’s outdated. 

  • - Paint rooms a neutral color; grey and beige--even a mix called “greige”--are trendy right now if you don’t want all-white walls. 

  • - Add potted flowers or plants to your front entry for a welcome sight--just don’t forget to water them! 

  • - Check your crawl space for any falling insulation, and replace it. 

  • - Change out any dated light sconces and chandeliers. 

  • - A new shower curtain and decorative towels can do wonders for your bathroom. 

  • - The right backsplash in the kitchen can really make it stand out and look like new.  There are many DIY options, and the self-stick products on the market now make this task go much faster for the novice. 

  • - A chair rail and wainscoting in the dining area adds a nice eye-catching architectural detail. 

  • Most experts advise taking down your window curtains while your home is on the market, but you want some color on the windows.  A cornice box is an easy project to try, and cover them with your (now) old curtain fabric. 

 

You want your home to make a great impression as soon as a possible new owner walks to the front door.  Small details can make a big impact on their decision, and as the seller, it’s your call on what makes your home sell.  Walk through with your Realtor, and ask for suggestions from them, as they are the expert.  Tackle what projects are within your budget, and hopefully you’ll soon be reaping the rewards! 

 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.  

 

Photo credit: alabamanewscenter.com

Warm Weather Water Savers in New Castle County DE

by Tucker Robbins

Days of lounging by the pool or in a hammock with a good book while the children play in the sprinkler are on the horizon, and you can’t wait to wash the pollen off the car, not to mention the grime from Winter on the car tires.  Spring and Summer is probably when we use more water than other times of the year, and there are ways we can conserve and avoid a high water bill for the next few months. 

 

  • - We shower more in the Summer, so conserve by shortening your shower time by just two minutes, and save 150 gallons of water per month! 

  • - Keeping our landscaping green uses a great deal of water, and if you have a sprinkler system, make sure the timer is set for morning or evening, and that the showers aren’t falling on the driveway.  Pay close attention to the weather, and turn off the timer whenever a good chance of rain is predicted. 

  • - Keep a pitcher filled with water inside the fridge for a thirst quencher instead of running the water from the faucet and waiting for it to get cold. 

  • - Cut your grass on a higher setting, because the longer blades help shade the turf, and in turn, holds water better, so you’ll have to water it less. 

  • - For the garden, landscaping and lawn, use a drip irrigation system instead of sprinklers or hand-watering with the hose.  Water is directed to the roots, where it needs to be. 

  • - When the car needs cleaning, take the bucket and sponge to a car wash instead of washing it at home, and save about one hundred gallons of water!  

  • - Purchase and set up rain barrels under gutter spouts or areas of the house where water runs off the roof.  You can get some very sophisticated barrels with faucet attachments for gravity-watering with the hose, and covers to prevent mosquitoes from laying eggs. 

  • - Placing a cover on your pool not only helps keep it clean, but it can save the pool water from evaporating.  The Spruce lists several swimming pool water-saving tips. 

  • Instead of washing fresh vegetables from your garden under running water, fill a large bowl with water, and give them a bath.  Once they’re clean, use the leftover water for houseplants or potted plants outside. 

  • - Growing native plants will help cut down on water usage, as they are adapted to your local climate.  Contact your local cooperative extension agent to find out how to plant a native plant garden. 

  • - Place a five-gallon bucket with small holes in the bottom near plants or a tree that need a drink, and fill it with water.  The holes will allow the water to trickle out at a slow pace, and soak the soil, where the water should be, instead of the leaves. 

 

Water conservation isn’t just good for your wallet, it’s good for the environment. If you’re interested in learning more about using less water year round, check out the Water Calculator website to calculate your water footprint, and what you can do to use water more efficiently. 

 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.  

 

Photo credit: segurgent.com​

New Castle County DE Real Estate Market Watch For May 2018

by Tucker Robbins

New Castle County DE active listings are down 22% from last year and up 4% from the previous month. The median listing price was just over $270,000 and the median sales price was just over $210,000. Compared to last year, the average days on market is down 21%. The number of units sold decreased 17% year-over-year and decreased 4% month-over-month. 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

Seven Internet Privacy Check-Up Tips

by Tucker Robbins

With the revelations from Facebook boss Mark Zuckerberg about how the social media giant utilizes user data, many people are wondering how they can protect any personal information they have on social media and the internet. Using an ad-based website--or anything on the internet, for that matter--isn’t totally private, but there are some things you can do to help keep your personal data from getting into the hands of the wrong people. 

 

  • - If you’re reading this, odds are you are a Facebook user, and your personal data may have been used by an outside data analysis firm.  Gain some insight into your privacy settings, and how to change them and your personal data information from trustedreviews.com. 

  • - Using Facebook to log into websites like Pinterest, GoodReads, and other social media sites is convenient for you, but it also makes that website privy to your connections’ information as well.  Set up one email account for use on social media, and don’t use it for anything that requires signing up with personal information.  

  • - Almost every website now has an info window that pops up that informs you that they use cookies to store your activity.  Some cookies can embed trackers that gather info as you surf the internet.  Take a few seconds every time you browse by clearing them from your browser settings. Digital Trends shows you how to delete them from the most popular internet browsers, including your mobile browsers. 

  • - Whenever you’re using free WIFI in public places, their internet service providers can see what you’re doing while using their connection.  A Virtual Private Network (VPN) can protect your personal information from being seen by encrypting it.  While there are free VPNs available, some will cost you.  PCMag lists their favorites according to your usage--from general browsers to world travelers. 

  • - Once you’ve finished using a website where you have an account, log out.  If you’re out and about, and the data you’ve stored on whatever device you’re using is sensitive, opt out of the free WIFI and use your data instead.   

  • - Did you know you could browse privately?  Click on your browser’s menu and choose “Private Window” or, in the case of Google Chrome, “Incognito Mode.”  While using this feature, nothing you do will be stored in the browser’s history. 

  • - Some browsers don’t share any of your personal information, or at least, share a limited amount.  Mozilla FirefoxOpera and Tor are free, and are always doing their best to keep surfing the internet safe for their users.  Mobile browser apps are available as well. 

 

To sum it up, don’t share anything on the internet that you don’t want a data analysis company or a hacker finding out.  Lifehacker offers tips on several other ways you can protect your personal data such as two-factor authentication and email encryption.  Most of us can’t avoid using the internet completely, but we choose what sites we use, and what information we share.  Short of signing off the world wide web for good, being proactive is the best way to protect ourselves. 

 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.  

 

Photo credit: mycustomer.com

Buying New Construction in New Castle County, DE

by Tucker Robbins

The thought of a brand-new, up-to-date home appeals to many, and if you’re considering buying a new construction, there are few things you should know.


Following these guidelines can make your venture a little easier. 

 

 - Before you make that first visit to the model home, find a real estate agent to accompany you, and keep them involved in every aspect.  If you wait until after you’ve talked to the builder’s agent, you lose the benefit of having buyer’s representation. 

 - Hiring your own real estate professional is wise, because you’ll have someone with your interests at heart. 

 - Shop around for the best loan in advance.  If the builder’s lender has incentives and discounts, consider this if it will benefit you in the end. 

 

Some questions to ask the builder’s agent on that first meeting: 

 - Ask for info about how many lots and homes have been sold. 

 - You need to know about each home site’s size, and how close each house is to each other. 

 - What is the investors ratio allowed in the community? This will tell you the rental the number of homes that are possibly rentals.  

 - What is the projected completion date for the new construction site? 

 - If the completion date isn’t met after we have signed a contract, is there a deposit refund or a cancellation clause? 

 - How long is the home’s warranty, and what does it cover? 

 - Is a garage or deck standard or an extra cost? 

 - Is smart technology wiring included in the basic home package, and is wiring to all bedrooms an extra expense? 

 - How much input do I have on paint colors, flooring, kitchen cabinets and bathroom finishes? 

 - What appliances are included? 

 - Is there a builder’s upgrade credit? 

 - Find out the what the builder’s policy is if they run short of materials. Most builders have the right to substitute, and you don’t want to be surprised to see mosaic tile where you thought subway tile would be in your finished home. 

  - Keep in mind that the model home you are shown has all the upgrades. Don’t assume you’re getting everything in your home that the model has. For instance, shelves and the latest organizational features are in the walk-in at the model home, but all of those could be upgrades.  - -Ask about these features and write everything down as you get answers. 

 - Talk to residents who are already living in the community, and ask them about any concerns they have, and what they love about their new home. 

 - Don’t skip getting a home inspection just because it’s new construction. Humans make mistakes, and it’s better to pay extra for a home inspection to find out everything is fine than deal with something that will cost a lot in the long run. Be sure your purchase contract allows you to hire an inspector outside the building company. 

 - If the model home is one of the last homes left in the neighborhood, ask about buying it! You may not get every finish just as you’d like, but you can paint a room or change the flooring if the cost of the house with all the bells and whistles is comparable to one that’s just been finished. 

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Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins

 

Photo credit: realestate.usnews.com

Roof Inspection Tips in New Castle County, DE

by Tucker Robbins

Winter can be harsh on a roof, between the cold wind, rain, and snow and ice in some areas.  While on your Spring maintenance check, you should look carefully at your home’s roof, and see how it fared the season, and whether you have a DIY patch job to do, or a major roof repair that needs professional attention.  Keep the following in mind while you’re doing your inspection: 

 

  • - Cracked, curling or buckled shingles are an obvious problem. These should be replaced or repaired as soon as possible to prevent water damage and mold infestation. 

  • - Are your shingles dirty? Look in the gutters for tiny bits of the shingle granules.  If you find a lot of them, and not many are left on the shingles themselves, it may be time to re-shingle the roof. 

  • - Check around chimneys, vents, skylights, and anything else that is installed on the roof for any cracks or tears in the flashing beneath the shingles that could be allowing water to leak in. 

  • - Inspect carefully where tree branches could come in contact with the roof, to make sure they haven’t caused any damage from Winter winds. 

  • - Now would be a good time to check the eaves and gutters.  Make sure the wood is in good shape, and that gutters are clean and not loose. 

  • - If you think you may have especially bad soft spots in your roof, call a professional to climb up for a more thorough inspection.  

 

When you’re looking for roof damage, a great place to look is on the underside, and that requires an interior inspection. 

 

  • - Get into the attic and look for dark spots or obvious places where water has run.  Pay close attention if your attic smells musty and look for mold or mildew.  If you see any daylight shining through where it shouldn’t be, you need to check the corresponding area on the roof and get that repaired. 

  • - Check every inch of the top floor interior ceiling plaster or drywall for discoloration, crumbling, cracking or bubbling. 

  • - Don’t forget closets, cabinets, storage areas, and even wallpaper.  Use a very bright flashlight to help you see these hard-to-see places. 

 

Roofing materials can vary from asphalt shingles to stamped tin, and each one has a different way to inspect and repair.  Scott Yancey, real estate instructor and host of the television show Flipping Vegas, offers these tips for inspecting all kinds of roofing.  Your roof is the most important aspect of your home’s construction, and maintaining it is important to prevent costly repairs or replacement or expensive interior damage.   

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins

Photo credit: crownhomeinspections.com

New Castle County DE Real Estate Market Watch For March 2018

by Tucker Robbins

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

Home Decorating and Design Trends for 2018 for New Castle County, DE

by Tucker Robbins

A new year means that new home decorating and design trends are being featured in magazines, on blogs, and at home shows.  If you like to stay on top of the newest ideas and get an itch to get to the paint store when you see the most recent magazine layouts, here are just a few of things that are trending now. 

 

  • - In spite of what we see on house flipping television shows, the open floor plan is losing some popularity.  People are starting to define their open spaces with small partitions, paint, and other clever ways. 
     

  • - Natural things like wood, botanical prints and florals are still hot.  Wood is still king in the flooring department, and wallpapers and fabrics will be featuring natural prints. 
     

  • - For kitchen countertops, quartz is moving up the ranks because of its beauty and ease of care--it doesn’t need sealing like marble and granite, and it’s also heat resistant. 
     

  • - Accent walls are painted in bold colors, or covered with wood or bold-printed wallpapers. 
     

  • - Metallic pieces are making a comeback.  Finishes in brass and even stainless black are taking over stainless steel and brushed nickel.  Good thing that mixed metals are an acceptable look. 
     

  • - Larger tile on floors and backsplashes are coming in style, but the classic subway tile is still number one because of the clean, classic look it has. 
     

  • - Concrete is showing up in unusual places, like flooring and walls.   
     

  • - Smart technology is being integrated into almost every room of the house, including the bathroom

     

    -Vanity mirrors with smart screens built in, chromatherapy, and touch-free fixtures are becoming more popular and affordable.   

     

    - Trends in lighting are still leaning towards the vintage look, but pendants are especially stylish, and brass is the new brushed nickel. 

     

    The definition of trend, according to Merriam-Webster, is “a prevailing tendency or inclination; a general movement.”  In other words, trends are temporary, even if they last for years. Make it easy on yourself if you love a new look, and try a few ideas in your home, but don’t undergo a complete remodeling to meet today’s en vogue styles.  Stick to easily changeable trends, such as throw pillows, slipcovers, paint, and wall coverings.

     

     

    Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

  •  

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    Photo credit: lampsplus.com

Late Winter Gardening Maintenance for New Castle County, DE

by Tucker Robbins

Birds are singing, the days are noticeably longer, and your yard is looking as drab as Winter. Here are some guidelines for late winter outdoor maintenance so you can take advantage of warmer days to get a jump start on the growing season.   

 

  • - Now is a great time to prune dead wood and suckers out of flowering trees and shrubbery.  If you have plants that bloom in spring or bloom off old wood, wait to cut it back until after it flowers. Cutting them back now will take off the new flower bud.  
     

  • - After pruning fruit trees, spray with neem oil to help prevent any pests that have overwintered and can destroy your Summer harvest. 
     

  • - Rake leaves and other debris so your lawn can absorb as much sun as possible to look its best. Place debris in the compost pile. 
     

  • - Don’t wait to start mowing the lawn in a few months to find a mechanical problem.  Home Depot offers some tips for getting your lawn mower ready for the busy season. 
     

  • - Check your irrigation system for any cracks if the cold weather has been brutal this year. 
     

  • - Have your garden soil tested through your local cooperative extension service.  
     

  • - If you haven’t already, get your seeds ordered and started as soon as possible. The Old Farmer’s Almanac has some great advice for indoor seed-starting. 
     

  • If you see daffodils blooming, that means it’s time to get cold weather veggies in the ground:  onions, garlic, sweet peas, salads, carrots and potatoes are cold-hardy and will be ready for harvest first! 
     

  • - Cut back ornamental grasses and mow any natural wildflower landscaping you may have. 
     

  • - Don’t put away the bird feeders just yet--keep them full, because winter fruit is fading, and their favorite insects haven’t ventured out yet.  Clean your hummingbird feeders with a bottlebrush dipped in warm water with white vinegar, rinse, and allow to sir dry.  If you’re not sure when to fill them and have them ready, read this hummingbird Spring migration information from The Spruce. 
     

  • -Mulching now is a good idea, unless there has been a lot of snow and rain in your area.  Before you put down new mulch, make sure the ground has had some time to dry out. 

 

Maintaining plants and plant beds in late Winter will give you great results when the growing and harvest seasons begin.  Your outdoor space is a year-round job and getting an early start may save you some time and energy when the temperatures are soaring.   

 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

 

Photo credit: getholistichealth.com

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Photo of Tucker Robbins Real Estate
Tucker Robbins
Berkshire Hathaway HomeServices
3838 Kennett Pike
Wilmington DE 19807
(302) 777-7744 (direct)