Email and internet scams happen everyday to innocent people, scamming them out of millions of dollars. We must be diligent about protecting ourselves, as well as elderly loved ones against cyber robbery.   

 

Emails and Websites 

  • - Avoid opening emails whose sender you don’t know personally, or haven’t signed up to receive.
     

  • - If a sender’s name looks like it’s from a legitimate site, say Google for instance, and the subject matter says that you need to enter your information after clicking a link in the body of the email, don’t.  Google and other reputable email providers, as well as your bank and credit card companies never ask you for information unless you initiate the change. 
     

  • - When you aren’t sure of a link in an email, hover over it with your cursor, and read the address that pops up at the bottom left of your screen.  Hover over this link:  www.freecadillacforyou.com. Do you see that the actual link says that it will take you to google’s homepage?  That’s how those links work.  Make sure what you’re clicking on goes to where it says it will. 
     

  • - Anyone that you don’t know that sends you an email telling you they will give you money in exchange for helping them obtain part of it is lying to you.  They are scammers and will clean out your bank account. 
     

  • - Most web browsers will let you know with a symbol or a pop-up message if a site is secure or not.  If you are trying to go to your bank’s website, but the padlock symbol on your computer is open, then you’re at the wrong place.  Don’t type any personal information--including username and password. 

 

Social Media 

  • - Many times, scammers will hijack someone’s account and create a new profile with copied photos and start sending friend requests. As soon as people accept, the imposter sends personal messages claiming to need money because they lost their wallet or debit card. Do not reply to any more messages, and report the scammer to the fraud department.   
     

  • - “What Character from The Simpsons Are You?” types of quizzes and other questionnaires that request your name and cell phone number in order for you to share with your friends will likely add a charge to your cell phone bill. 
     

  • - Be careful about complaining in a public tweet or post about your cable company going up on your rates, or your high cell phone bill.  There are scammers who comb social media for posts like that, then, posing as a customer service rep for that company, send you a direct message, offering you a discount if you’ll provide your account number and verify your credit card. You’ll see bogus charges on your next card statement.  
     

  • - Don’t click on the link for the local news story that Johnny Depp or George Clooney had a flat tire in your town and fell in love with the location, and decided to purchase a home there.  Those fake news websites will install malicious software onto your computer and gather personal information.

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Not only do you need to protect yourself, but talk with your teens and elderly family and friends so they will be aware of these online scams.  The FTC offers some other tips on how to avoid being scammed.  As technology gets “smarter,” so do hackers and scammers, and we have to keep diligent watch over our personal information.  

 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.

 

Photo credit: twitter