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Keeping Your Packages Safe

Wednesday, December 14, 2022
by Tucker Robbins


With online shopping having become so popular, this time of year brings stories on the news about package thieves, as well as new gadgets to help deter someone from walking away with packages delivered while someone isn’t home.  There are several options we have that can help keep our deliveries secure, as well as help from online retailers.   

 

  • - Talk to neighbors that may be home during the days you’re expecting a package, and ask them to be on the lookout for a delivery to your home so they can hold it for you or stash it somewhere out of sight. 
     

  • - There are simple ways to hide an unattended package: have a large plant to hide boxes behind, or use a lockbox at your doorstep, with key instructions for the carrier in your delivery details. 
     

  • - Most large retailers will give you a “ship to store” option, and all you have to do is pick it up at the Customer Service desk.   
     

  • - If your package is coming via USPS, there are several ways to divert package delivery, as well as ask a carrier to leave it somewhere out of sight. 
     

  • - When you place your order, if you know you’re going to be at work, make sure your boss doesn’t mind if you have your items delivered to your workplace, and use that address for shipping. 
     

  • - Your local pack-and-ship store will receive deliveries for you for a fee.  
     

  • - Installing a visible security camera at your front door can deter some thieves, and some cameras come with motion-sensor options to set off a siren or other alert if someone gets too close to your front door. 
     

  • - Amazon is offering several delivery options:  Amazon Locker, Key In-Car Delivery, and Hub by Amazon. 
     

  • - UPS offers My Choice to customize your deliveries. For FedEx deliveries, go to their Delivery Manager, create and account, and manage your deliveries. 

 

The best way to prevent “package Grinches” from stealing your deliveries is to be proactive.  Use text message and email alerts, as well as specific delivery company smartphone apps to notify you when a package is left at your door.  

 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

Photo credit: Best Buy

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Should You Refinance Your Home Mortgage?

Wednesday, May 6, 2020
by Tucker Robbins


When interest rates drop, many who are still paying a mortgage start thinking about refinancing their home. Other reasons why they choose to refinance; the desire to change to a fixed rate, debt consolidation, or hoping to lower their monthly payments. While all of these are good, sound reasons to refinance, they all have pros and cons.  
 

  • Lowering your interest rate can save money. It will not save much if you’ve already been paying on your home for several years, however, especially if you refinance with a 30-year mortgage. Investopedia says that going for the new rate is a good idea if you can reduce your rate by 2%. 

  • When credit card debt is included in a debt consolidation refinance, homeowners risk losing their home for unsecured debt if they cannot keep up the payments. Credit counseling would be a better step to take first if you are considering debt consolidation to pay off credit cards. 

  • Refinancing to lower your monthly payment sounds great until you realize that a lower payment only comes with a longer pay-back term and paying more interest in the end. 

  • Let’s say you’re making more money and would like to shorten the term of your mortgage by having a higher monthly payment. Nerdwallet suggests that you ask yourself a few questions, then decide if you should refinance or just pay more on your current loan every month. 

  • Has your credit score gone up? If so, find out if you can get a better interest rate as a result. Again, be sure you’ll be saving money in the end before you sign the dotted line. 

  • You can turn your home’s equity into cash with a cash-out refinance, and if the money is needed for some home improvements or investing, it may be a better way to get the cash. The drawback comes in when the return on investment doesn’t work out, and the equity in the home is lost. 

 

Closely examining your reasons and goals for refinancing will help you make this decision. Don’t forget to factor in closing costs and other refinancing fees. These can add up, just like when the house was first purchased, and may not be much of a savings at all when it’s all said and done. 

 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

 

Photo credit: realtor.com

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Virtual Home Buying

Wednesday, April 22, 2020
by Tucker Robbins


For obvious reasons, you won’t be seeing any Open House ads or signs at new homes for sale nearby, and it’s highly unlikely you’ll be going to any showings with your buyer agent. Remote home-buying is nothing new, however, and for this time of staying safe at home, we can learn a few tricks of this type of home purchase, so you don’t have to put that on hold!

  • Get pre-approved now! Current interest rates are just one incentive for buying a new home.
  • With social distancing being the norm, for now, be prepared for a lot of phone conversations, emails, and texts between yourself and your real estate agent.
  • Call a few agents and request an over-the-phone interview to find the one that’s right for you. Be sure they are comfortable and knowledgeable about a virtual house-hunt.
  • You are probably already house-hunting online and saving your favorites. Don’t forget to look at those that may not catch your interest quickly--there are sometimes diamonds in the rough!
  • Type up a list of what you’ll need for a home, as well as extras you’d like to see, and have it ready to email to your agent so they can get to work on looking for houses you might be interested in. Share your online wish list of homes with them as well.
  • Once your  Realtor® has a list of homes for you to see, take a 3D or video tour or each, comb through the photos, and ask questions. Ask your agent if they can do a live video tour of the houses that you like the most so you can get a better feel of what the house is actually like.
  • With the exception of places where going to a property for a showing is barred, your agent will be certain that they take proper measures to protect you as well as themselves. Follow all CDC guidelines for slowing the spread of COVID-19.
  • On that note, be sure to understand if a homeowner refuses to show their home if they are still living there.  In case they’re allowing showings, don’t be offended by personal questions about your health. We all have to have some extra understanding and patience these days.

Don’t allow this period of flattening the curve discourage you from buying a new home. In some cases, it may take a little longer, and if there’s an urgent situation that you need to move quickly, share your concerns with your agent, and they’ll be with you every step of that way, even if the home-buying venture is a virtual one.

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

Photo credit: zillow

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Get the Kids Involved in Your DIY Projects!

Wednesday, September 25, 2019
by Tucker Robbins


Many people assume that children and home projects don’t go together, but why not?  Oh, sure, electric tools and saws don’t necessarily need to be handled by young ones, but there is so much more than can help you with than a major remodel!   

 

  • - Start simple:  cleaning is probably the easiest way to begin engaging your children in home-keeping.  Most love to sweep, dust, vacuum and help with dishes.
           

  • - Little ones are naturally curious about what’s outside, so gardening can be a lot of fun, as well as being educational.  Not only can they assist with planting projects, but even preschoolers can be handy with a rake or help with weeding. 
     

  • - When you’ve decided that your walls need new paint, sit down with the color chip cards, and let them help you decide on color.  Painting the sample swatches on the wall is a great way to introduce a paintbrush or roller, and simple techniques.   
     

  • - Planning on purchasing a furniture kit?  Let the children help build it; learning how to follow directions that use symbols and handling simple tools is a great start to working those motor skills in a new way. 
     

  • - Any small repair--tightening drawer pulls, replacing a door handle or sink faucet--can easily involve any age child.  Give them an age-appropriate job, such as passing needed tools, shining a flashlight or using simple tools under your watchful eye. 
     

  • - Putting up new curtains or hanging decor on the walls are great ways to teach school-age kids about using a level or measuring tape.  Math skills in DIY?  Absolutely! 
     

  • - Do you perform your car maintenance?  Everyone should know how to check the oil and other fluids, as well as tire pressure.  Showing your children that keeping the family car in good running condition is as necessary as taking care of the house! 

 

Get your family excited about helping, have patience, and keep them safe while you’re working.   You’ll find that while you’re spending time with them, those DIY jobs will start them on a journey of learning how to be a good homeowner and a handy one at that! 

 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

 

Photo credit: jenwoodhouse.com

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Photo of Tucker Robbins Real Estate
Tucker Robbins
Berkshire Hathaway HomeServices
3838 Kennett Pike
Wilmington DE 19807
(302) 777-7744 (direct)
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