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Handling Difficult Situations with Your Neighbors

by Tucker Robbins


Sometimes, your dream neighborhood becomes less so when the neighbors are not
 the best. Introducing yourself or inviting everyone for a meet-and-greet after moving in is one way to start off on the right foot. Putting names to faces can help handle disputes later. When the going gets tough, however, follow these tips: 

 

  • When you have a legitimate problem, such as noise at inconvenient hours, or someone’s car frequently blocking your driveway, speak to your neighbor in person about it. Kindly tell them your concerns and ask if there is anything, they can do to help you. If they need help to remedy the situation, offer assistance. 
     

  • Trees and other plants can cause discord between neighbors.  Unless the tree branches are diseased or hanging over your roof, the best solution may just be to leave them alone--extreme tree-trimming can cause more harm than good. 
     

  • Yards that are not mowed often, if ever, can be more than an eyesore, thanks to hiding critters.  If there is a way to discreetly find out why the homeowner is unable to keep up the yard, do so, then recruit other neighbors and offer to take care of their yard.  Sometimes, sharing city codes with the neighbor will encourage them to clean up to avoid fines.   
     

  • Noise, from you as well as your neighbor, can be absorbed by fences, a water feature, or plants that are at least six feet tall.  If the noise is truly interruptive, share your concerns with the offending neighbor, and try to compromise or come up with a solution that suits both of you. 
     

  • On the same token, when someone from next door approaches you with a concern of their own, no matter their demeanor, do your best to handle it with grace, and without becoming defensive and angry. Arguing will get nothing solved. 

 

Once the initial meeting is over, and the problem is not solved satisfactorily, taking further action may be necessary. Depending on the issue, contacting another community member or a letter to the HOA board may get results. In case of violated ordinances, a phone call to the town office may be in order, and for illegal activity, keep your observations written down and report them to authorities. Because you all live together, most neighbors want to make things right. Just remember in most situations, communication is key. 


Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.  

Photo credit: moneysense

Aging-In-Place: Plans to Make Now

by Tucker Robbins


Aging.  No one likes to think about it, but it is
 happening with every day that goes by!  Planning to stay in your home as you age is a better alternative than assisted living if it can be helped, and best done before there is no choice. How to prepare? Here are some tips to get you at least thinking about getting ready: 

 

  • Finances are the most important issue here. Wanting to stay in your home during the later years of life will take some savings since most will be on a limited income. Having a retirement account as well as an emergency fund that cannot be touched until you are retired is best.  Having to pay for home repairs is not something an elderly person should have to worry about. 
     

  • Make sure you have a network of friends and family that you communicate with regularly.  Keeping in touch is vital for the elderly, and especially important if living alone. Start creating that network now, especially with your neighbors. 
     

  • In your 40’s and 50’s, pay attention to your health!  Take care of yourself, and if you have a chronic health problem, have a plan in place in case you are unable to communicate with others. Create a list of doctors, medications, insurance info as well as any conditions you have, and keep it current. 
     

  • Deciding to modify your current home or downsize when the time is right may be difficult. If you know you have health issues, then selling and getting a smaller home may be the right thing, and could provide you with added savings, as well. 
     

  • In case you choose not to sell your current home, take a good look at your home, and decide what changes need to be made.  Common changes for older folks at home: one-level living, more lighting, non-skid flooring, doorway width, kitchen counter heights, curbless walk-in shower, or walk-in tub, and not to mention handlebars to grasp in different areas. 
     

  • The outdoors is sometimes forgotten when it comes to making changes for the aging-in-place plan.  Consider covered walkways, porches, or decks, one entryway without steps, and raised gardening beds.  
     

  • A discussion with immediate family is probably the most important part of the plan. Let them know your wishes and all that you are doing to get the plan in place.  

 

Be realistic about your decisions; everyone ages, and though it is not the most entertaining of future considerations, the time may come that you regret not getting a plan into place. Do not leave out the possibility of not being able to stay at home, and needing long-term care insurance, and having any legal matters taken care of with an attorney.  Taking care of your future self is as important as taking care of yourself now! 

 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.  

Photo credit: a place for mom

Learn to Budget Like a Homeowner

by Tucker Robbins


If you are a renter, you know that rent costs are on the rise, and it may be getting more difficult for you to stop thinking that a home purchase cannot be easier on your wallet. Starting on buying a home can come a year in advance of your first house hunt and
 creating a homeowner budget is the first step.   

 

  • - Write a list of needs and wants for your future home, beginning with size, the number of rooms, type of neighborhood, size of the yard, garage, or no garage, etc. Be realistic, as there is only so much house you can afford. Set a price range, and stick to it. 
     

  • - Create an income/expenses list, or use this handy budget calculator so you may see exactly where your money is going.  If there is little left of your paycheck at the end of the equation, it is time to begin eliminating unnecessary purchases so you can start saving. 
     

  • - Start paying off any debt you currently have credit cards, car loans, or personal loans. Eliminating these balances will reduce your debt-to-income ratio, and will show lenders you’re serious about paying for a home. 
     

  • - Once you start paying off debt, start depositing the amount of those payments into a savings account. Not only do you need to save towards the payment, but you’ll also have other costs for buying a home: appraisal, home inspections, and other fees may or may not be added to the closing costs. 
     

  • - Some people that live on low incomes may feel like homeownership is a pipe dream, but that is not true. Many government-backed agencies will assist those with limited incomes buy a home: 

  • Federal Housing Administration offers loans with low down payments (3.5%). 

  • USDA  helps low-income families in rural areas with purchasing a home with no down payment. 

  • VA loans assist veterans with home-buying, as well as home repair. 

 

No matter your income, homeownership is within reach if your credit report and score is within an acceptable range and may differ according to the lender.  Learning how to budget your income, paying your bills on time, and saving money are all possible, and it may take discipline on your part. The result, however--a home of your own--is worth all the time and effort it took to prepare for it! 


Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.  

Photo credit: quicken loans 

Design Trends for Fall/Winter 2020

by Tucker Robbins


Autumn is here, believe it or not, and thinking about spending even more time inside during the colder months may not sound at all exciting. How much you enjoy that time inside is up to you, and sure, holiday decor can help lift spirits, 
but for the in-between, what is on trend for the upcoming Fall and Winter? 

 

  • For your color palette, earthy tones will continue to be popular:  browns, beiges, and colors of the sky such as light blue, grays, and even shades of orange.  Warm up neutral backgrounds with warm colors like cinnamon, yellow (think turmeric!), and red. 
     

  • Contrasting design is hot, and it does not matter if the contrast comes from color, or design elements.  
     

  • Exposed brick is taking over the wooden plank focal point.  Creating a faux brick wall from brick veneer is a simple DIY. 
     

  • Whether you are considering a large furniture purchase or just looking for accessories, check out end tables or other pieces in dark wood, and a leather-covered ottoman or pillows. 
     

  • Plaids are continuing to be a favorite, and using it is as easy as a plaid throw on your favorite chair. As tartans can be busy, opt for neutral plaids in two or three colors, like black and white. 
     

  • If you love the look of trendy wallpaper, but don’t like the commitment, why not try a temporary brand?   Floral wallpaper is still a popular print and does not seem to be letting go in the upcoming Winter months. 
     

  • Brass. No, not the shiny brassy brass of the 1990s, but antiqued brass is a warm way to add metals to your decor. Mixed metals are still a trendy look, too.  Incorporate metals into your decor with lamps, an ottoman, or an accent table. 
     

  • Now, the kitchen/dining room combo is nothing new but has not been very popular in recent years. The desire for this kind of multifunctional roomamong others, is on the rise as we are at home more, and may need our spaces to do double duty.   
     

 

Many trends for the back half of 2020 have changed over recent months.  Making your home a comfortable and cozy place to spend the colder months of the year have many benefits to your mental well-being, too, so choose a few easily changed out trendy accessories to your decor for an updated, modern look. 

 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.  

Photo credit: ideal home

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Photo of Tucker Robbins Real Estate
Tucker Robbins
Berkshire Hathaway HomeServices
3838 Kennett Pike
Wilmington DE 19807
(302) 777-7744 (direct)