Real Estate Information Archive

First and foremost, find a seller’s agent that has a history of quick home sales.  You’ll need to do a bit of research, but if the REALTOR® has the experience, you’ll have a head start on getting your home sold sooner. 
 

Having your house pre-inspected will save a step during the process and will help you with disclosure issues.  
 

It wouldn’t make sense to price your house a bit below its value during a normal home sale, but if you want to get qualified buyers interested soon, this may be your best bet. Just prepare to lose some extra cash. 
 

Consider selling the house at auction, but again, it will sell for a lower price than during a typical sale.  You may even be in an area where your real estate agent is your auctioneer as well, and you can be assured they have your interests at heart! 
 

Offer buyer incentives: offer cash-backs or credits, i.e.., painting, new carpet, new kitchen appliances;  if the house is in a managed community, cover one year of HOA fees; pay the closing costs; set a closing date and offer a credit for meeting that deadline. 
 

A major buyer incentive is to go so far as to pay down their mortgage costs with points, as the buyer will have a lower interest rate, saving them money in the end.  Investopedia tells us how seller-paid points can benefit the seller as well as the buyer. 

- A dirty grate needs to be deep-cleaned:  burning off the caked-up food/grease is your first step.  Start a fire in the grill, wrap the grates in foil, put them in place, and close the lid.  Once the fire is out and the grates are cool to the touch, rub off the burnt stuff with the balled-up foil or a wire brush. 
 

- Once the worst is off the racks, use a baking soda/water paste and a strong scrubbing pad or brush to remove as much of what’s left. Wash with warm water and good dish soap, and rinse well. 
 

- Rub the grate down with a towel soaked in vegetable oil to start the seasoning process for non-stick cooking. 
 

- Inspect the outside of the grill for over-wintered insects, debris and rust. If you find rust, wipe away as much as you can w/ a surface-appropriate cloth, and use a cloth dampened with a half-water, half-vinegar solution to remove the rest of it. Keep the grill covered to avoid moisture and more rust. 
 

- Any baked-on grease or carbon flakes on the lid or bottom of the grill should be removed with a wire brush. This build-up can cause uneven heating, and as a result, uneven cooking. Wash the lid and bottom of the grill with warm soapy water, and allow to air dry, but wipe any pooling water off with dry paper towels. 

- Before you get started on cleaning, check your propane line for leaks.  Learn how to do this simple test from this video from Weber. 
 

- The grates on gas grills are normally made of cast iron and can take a steaming to clean them:  heat up the grill, and when the grates get hot, turn off the heat. Wearing a grill glove or mitt, use a wet grill brush to scrub and steam off any cooked-on build up. 
 

- Grill burners can be unclogged with the straightened end of a paper clip, scrubbed with a wire brush, then wiped down with soapy water. 
 

- Scrape the grease pan clean, and if it’s removable, wash it in hot, soapy water; if the pan is stationary, clean it as best you can using dry paper towels to remove as much grease as possible, then follow with hot, soapy water. 
 

- Once the pan and burners are clean, wipe out the interior with a damp cloth, or scrub pad. Replace the burner covers and grease pan. 
 

- Get the grates ready for future cooking by seasoning them.  Turn the grill on high heat for about ten minutes, and after turning off the heat, rub the grates down with paper towels or a grill towel soaked with vegetable oil. Doing this before and after every grill session will keep them clean and virtually non-stick. 

“Cleaning” a surface simply means you are removing dirt, dust, and contaminants.  All-purpose cleaners are just that--they can clean a myriad of things. If you’re planning on disinfecting those surfaces, be sure that it is labeled on the bottle. 
 

Sanitizing cleaners will significantly reduce the number of bacteria but will not affect fungi or viruses.  Use a sanitizer for low-risk areas such as floors and read the label to make sure you’re using it correctly. 
 

Disinfectants are meant to kill contaminants, and different ingredients work for different pathogens. Check your bottle’s label for more information on those pathogens and follow directions to the letter. 
 

Antibacterial cleaners and wipes kill only bacteria, not viruses. 
 

Aerosol disinfectants are as effective as you make them; most labels tell you to spray long enough to wet the surface for at least three minutes, air dry, and afterward, wipe any food surfaces or children’s toys with clean water. 

Disinfectant wipes are perfect for hard surfaces and be sure to follow the manufacturer’s label for directions as well as the pathogens it will eliminate. If a wipe becomes dry during use, toss it and continue with a fresh wipe.  
 

You should be using a clean dishwashing cloth every day and use it only for dishes and wiping down cooking surfaces. Rinse them in cool water once the dishes are finished, wring out and air dry between laundry days.  
 

Paper towels are perfect for cleaning or disinfecting, as they are tossed in the trash after each use.  Microfiber cloths or other types of washable cloths should be washed and dried in the dryer as soon after cleaning as possible. If not, spray with a disinfectant and allow it to air dry until it can be put in the washer. 
 

When you are cleaning, be sure to wear gloves, because it protects your hands from contaminants and is better for your skin.  Wash your hands after cleaning, whether you wear gloves or not. 

Begin with finding out if your email address(es) has been affected by a breach. Go to Have I Been Pwned and enter your email.  If your email has been compromised, it will share the data/app breaches it was involved in, and it would be best to change your email password. 
 

When you create a new account for any device, use a different password for every account, even if you’re using the same email. Many people use the same email/password combination for everything, and there lies the problem of their information being available on the dark web, and having their accounts hacked into easily. 
 

If you have smart speakers, turning off voice commands, voice purchases, microphone, and camera are simply a matter of going into the device’s settings and change them.  
 

Your Wi-Fi router comes with a factory default name and password. It would be a good idea to change those before anyone connects to the router. Use a unique name for your home’s Wi-Fi, and a strong password. Both settings can be changed, and directions are normally in the instruction booklets or ask the internet installer how you can do this. 
 

 When a vulnerability is discovered in any device, the company normally updates the firmware. Be sure your smart devices’ automatic updates are “checked” in the settings.  
 

New products from new companies are great, but sometimes, it’s best to wait for a reputable, established company to produce a similar product. Those companies have a reputation to uphold and will be more likely to make certain their products are as safe as they can be. 
 

This might seem obvious but give your home’s Wi-Fi password only to people you know and trust completely.  

Start talking to gardening friends and family now. They have been where you are and know it’s not easy to have a magazine-worthy garden the first year. Find out what grows best in your area and choose a few vegetables to try. 
 

Your first plot needs to be small and in a part of your yard that gets at least six hours of sunlight per day. Shade in the evening is great to help cool plants on those hot Summer days, but full sun is best during the day. 
 

A soil test is important and is most easily done through your local cooperative extension service. The results normally include recommendations for improving your soil quality. 
 

Consider using a raised bed for your first attempt! It will make soil-amending easier and gives you more control of water retention/drainage.   
 

Purchase seedlings from your garden center instead of starting everything from seed. You’ll have a head start on the harvest!  
 

Don’t forget to add some flowering plants to your vegetable garden! Planting a few companion plants will bring pollinators and beneficial insects that help keep the bad bug population down. 

Once again, talk to your neighbors; look at what they are growing in their landscapes and flower beds, and ask them what is the easiest to grow and care for. 
 

Soil prep is just as important for blooms as it is for the vegetable garden; test the soil from the areas you’re planning on planting. 
 

Flowering plants have different needs when it comes to sunlight. While geraniums thrive in full sun, impatiens need mostly-to-full shade. Take care to note the sunlight recommendation on plant tags when you’re making your purchases. 
 

If you don’t have time to lug the water hose or sprinkling can all over the yard, you might want to plant in one main area, or purchase a soaker hose that will stay put so you only have to turn the water on. 
 

Planning is important, and you’ll save time in the nursery if you decide what you’d like to grow before you go. Check out this list of easy-to-grow flowers from HGTV. 

- Introduce your toddlers to coloring with crayons! Having a set of the thicker crayons are perfect for little hands, give them some plain paper, and let them scribble away! 
 

- Make these toddler-safe watercolors, have your older children help, and sit the younger one in a high chair and let them paint away, and if a little goes in their mouth, no harm! 
 

- All your preschooler needs to make the sun shine bright is a paper plate, yellow pipe cleaners, yellow paint and a bit of glue! 
 

- Bean art is back! Use a variety of beans to create animals, and paint over them with craft paint.
 

- A lint roller for crafts? Why not?! Attach foam craft sticker shapes to the adhesive side of the roller, dab some paint on each shape, and roll across any kind of paper. 
 

- Everyone will probably enjoy making scented playdough! This involves a bit of cooking, but the older ones can be involved and help you choose color and scent combos. 
 

- Fastest homemade pompon ball ever; all you need is a new skein of inexpensive yarn, string, and scissors. (This craft is best for those who can use larger scissors.) 

- String art is a fun craft from beginning to end for the older set, and they just might be willing to set up some for younger siblings to try. 
 

- Create a garland:  plastic eggs (make sure they have those tiny holes!) can be thread on thin twine or fishing line and made into a fun Spring garland. Or, for something to decorate the bedroom, cut small shapes out of colored paper or old greeting cards, and glue them together on either side of the string, and allow to dry. 
 

- Do you remember making friendship bracelets? Introduce your kids to this nostalgic craft! 

Jazz up flowerpots with decoupage! Cut from magazines or print images of flowers, and using decoupage medium and a foam brush, adhere the images all around the outside of the pot. 
   

- A small coat hanger can become the base of a mobile! Follow these instructions to create a friendship theme, but the possibilities are endless!   
                

- Origami is a craft that’s truly an art form. Older children can create many things, from tiny boxes to boats to float and animal faces.  Origami Instructions website is the perfect place for beginners to experts--all you need is origami paper or cut your own! 

Do you already have a monthly purchase at a local boutique or a pedicure in your budget?  Go ahead and call them and buy a gift certificate/card/credit in that same amount. Using it for the future would be great, but once everything is back to normal, give the gift card to someone else, and continue your normal shopping with the store. 
 

If those same establishments have their own merchandise, why not buy a t-shirt, mug or car sticker along with your gift card purchase? 
 

If it’s allowed, order takeout from your favorite restaurants, whether it’s lunch or dinner. Many eateries are bundling dishes into family meals and offering curbside delivery, making it easier for you to order. 
 

Some local businesses have online shopping available; if so, do your shopping that way. Most business owners are certain that everything is handled properly and will offer shipping or pick-up at the door. 
 

Leave a review for your favorites at any online review site, business Facebook page, or other social media. Everyone needs the encouragement, plus, it helps others decide whether to do business with the establishment in the future. 
 

Don’t forget your local produce stands and farmers’ markets! Grocery store chains must wait for deliveries, so if they’re out of your favorite lettuce, call around to the local stands to see what’s available. 

Following a general routine is best for good mental health, especially with children in the home. Have a set time to wake up, have meals, etc., because it takes away any what-comes-next anxiety. 
 

Working in your yard or garden can be great therapy, believe it or not. The physical activity increases your mood, too, and getting the kids involved helps them as well. 

Clean house! A cluttered, dirty home can affect your mood, so put on some upbeat music, grab the dust mop, and get to work! 
 

When you dread doing something, the best stress-reliever is getting it over with.  So, if a junky closet or pantry has you in stress-mode, dive in, clean it up and get it organized. 
 

Keep in (distant) touch:  don’t neglect relationships just because you can’t physically be together. Instead of texting, give friends and family a call and talk for a few minutes. 
 

Add a long bath to your schedule! Soak your cares away in a leisurely bath, complete with those bath salts and soaks that have been sitting at the back of your bathroom closet since the holidays. 

Laugh! Stream-watch your favorite comedy shows or play a fun game with the kids. 

First and foremost, be certain you have some schoolwork time. Teachers and school administrators across the country are doing their best to keep your children learning, whether through online access or hard-copy work being sent home.  If having a designated area becomes tedious, allow them to make a work area on the floor, in a homemade tent, outside in the backyard--it doesn’t matter where it’s done, so long as they work on their assignments. 
 

If you have a book lover and can’t get to the library, check out these free read-aloud sites: Storyline Online is sponsored by the Screen Actors Guild, and you’ll find the likes of Betty White reading Harry the Dirty Dog;  Barnes & Noble has nineteen children’s classics; We Are Teachers has author read-aloud and activities for up to middle-school ages. 
 

You don’t have to be stuck inside--teach children the joy of old school games like Mother May I?, Simon Says, Red Light Green Light, hide and seek, and good old tag are all great games to play that you can participate in, and help the kids (and maybe you, too!) release some pent-up energy. Fatherly has some great ideas to play when you must be inside. 
 

Fun science experiments with common household items can be fun for everyone! 
 

When nerves start getting frazzled, the younger kids will like Cosmic Kids Yoga videos on YouTube. 

According to RescueTime, we are only truly productive for 2.8 hours per day. Taking that into consideration if you’re having to work from home, break up your work and the children’s learning time into two 90-minute periods, or three one-hour periods.   
 

Practicing social distancing simply means you’re not going out to public places, nor are you spending time with friends and family. Need to go for a jog? It’s fine! Need some reading time in the sunshine? Use your backyard or balcony!  
 

Start Spring cleaning, get the garden ready, or get to those little DIY jobs you’ve been putting off! 
 

Have you been wanting to learn a skill, like watercolor, knitting, or something else you can do at home? Look for instructional videos on YouTube and get started--you have no excuse! 
 

Check on your neighbors. If you can call them or text them, do; in the case of an elderly neighbor that lives alone, leave a note in their mailbox or taped to their front door with your phone number, asking them to call if there’s anything they need, even if it’s just to talk.
 

If you paid less than a 20% down payment, you are required to have Mortgage Insurance with FHA and USDA loans, while Private Mortgage Insurance is required with other lenders. In some cases,, these can be removed, and your mortgage payment will reflect the change. 
 

An Adjustable Rate Mortgage (ARM) has a set interest rate for a certain amount of time, and after that time is up, the interest rate will vary. When the rates change, your payments will, too. Learn more about ARMs from Investopedia. 
 

Changes in escrow are almost unavoidable. What is escrow? The Consumer Financial Protection Bureau’s definition: “An escrow account...is set up by your mortgage lender to pay certain property-related expenses.”  When property taxes or insurance premiums increase, your current payments won’t reflect that change, and that results in an escrow shortage. The shorted amount will be added to your loan payment, plus the new amount for adjusted increases. To avoid paying extra every month for the shortage, pay the amount in full as soon as you receive your annual escrow statement. 
 

What if you don’t have an escrow account on your mortgage, and you don’t pay your property taxes?  Lenders don’t want to foreclose on a home because of delinquent property taxes. To protect their money, they can add the amount to your current loan payment or open an escrow account for your loan. 
 

Homeowners insurance is a requirement when you have a loan on the home. If yours lapses, or you don’t have enough insurance on the house, lenders have the right to purchase a policy, called “forced-place insurance.” They will send you the bill for the premium, which is probably more expensive than your current payment.