Skip down to page content. ↓

Real Estate Information Archive

Blog

Displaying blog entries 1-4 of 4

Get the Kids Involved in Your DIY Projects!

Wednesday, September 25, 2019
by Tucker Robbins


Many people assume that children and home projects don’t go together, but why not?  Oh, sure, electric tools and saws don’t necessarily need to be handled by young ones, but there is so much more than can help you with than a major remodel!   

 

  • - Start simple:  cleaning is probably the easiest way to begin engaging your children in home-keeping.  Most love to sweep, dust, vacuum and help with dishes.
           

  • - Little ones are naturally curious about what’s outside, so gardening can be a lot of fun, as well as being educational.  Not only can they assist with planting projects, but even preschoolers can be handy with a rake or help with weeding. 
     

  • - When you’ve decided that your walls need new paint, sit down with the color chip cards, and let them help you decide on color.  Painting the sample swatches on the wall is a great way to introduce a paintbrush or roller, and simple techniques.   
     

  • - Planning on purchasing a furniture kit?  Let the children help build it; learning how to follow directions that use symbols and handling simple tools is a great start to working those motor skills in a new way. 
     

  • - Any small repair--tightening drawer pulls, replacing a door handle or sink faucet--can easily involve any age child.  Give them an age-appropriate job, such as passing needed tools, shining a flashlight or using simple tools under your watchful eye. 
     

  • - Putting up new curtains or hanging decor on the walls are great ways to teach school-age kids about using a level or measuring tape.  Math skills in DIY?  Absolutely! 
     

  • - Do you perform your car maintenance?  Everyone should know how to check the oil and other fluids, as well as tire pressure.  Showing your children that keeping the family car in good running condition is as necessary as taking care of the house! 

 

Get your family excited about helping, have patience, and keep them safe while you’re working.   You’ll find that while you’re spending time with them, those DIY jobs will start them on a journey of learning how to be a good homeowner and a handy one at that! 

 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

 

Photo credit: jenwoodhouse.com

Add Comment

Credit Card Mistakes You Might Be Making

Wednesday, September 18, 2019
by Tucker Robbins


There are practical uses for credit cards, such as rewards points, cash back on purchases, and airline miles to name a few.  Having a credit card can also have drawbacks if you’re not responsible with that piece of plastic.  Read on to see if you’re making any of these mistakes… 

 

  • Paying the minimum payment every month keeps your credit score in check, but the interest added to the balance can make a negative impact on your credit.  Pay as much as you can afford over the minimum billed amount, or, better yet, pay off the balance each month. 
     

  • Late payments not only damage your credit, but if you’re sending it late every month, the late fees and interest on the balance will max that credit card out, and it could take years to pay it off.  Set up an auto-pay plan or mail your payment a week in advance of the due date. 
     

  • Spending just to receive rewards is a good way to get you into credit trouble!  Sure, those rewards are great, but they’re usually a small percentage of your purchases.  The added interest will be far more than any rewards you’re seeking and will cost much more in the end.
     

  • Cash advances may seem like help, but the interest on them starts as soon as that money is in your hand, and there are usually extra fees involved.  Cash advances are essentially cash loans and are treated as such.  Beware of “convenience” checks your card company offers to you because they are cash advances in disguise. 
     

  • Maxing out your balance, or worse, spending over your credit limit, is a good way to reduce your credit score.  The over-balance fees are tremendous, and not having any available credit left on the card will affect the credit utilization ratio. 
     

  • Tossing your statement without reading it can cause you to miss important announcements from the company, as well as fraudulent activity, or changes in your minimum payment due. 
     

  • Using your credit card at the grocery store or to pay utility bills will help in an urgent situation, but only if you can pay the full balance at the end of the month.  If you’re using a credit card for everyday purchases, it’s time to get your finances under control. 

 

Don’t let mistakes cost you money and a good credit rating!  Keep your balance less than 30% of your credit limit, maintain a manageable monthly payment, and your credit report will benefit.  Credit cards are good tools to use to build credit or keep your score high, but only if used wisely.   

 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

 

Photo credit: pymnts.com

Add Comment

Controlling Common Weeds

Wednesday, September 11, 2019
by Tucker Robbins


Having a beautiful lawn or productive veggie garden is not for the faint at heart.  You’ve put plenty of time and effort into your landscaping, so when weeds start sprouting, some of them can take over quickly.  They are, after all, wild plants that have adapted to their natural surroundings, and don’t need you to help them grow, so you’ll need to get a handle on them quickly! Let’s look at seven common weeds, and how you can keep them from sabotaging your hard work! 

 

  • - Your garden will benefit from a Fall-planting of clover, as it provides nitrogen to the soil. but most homeowners don’t want it in their landscaped lawn.  Mowing high over the plant will help it from reseeding but pulling them while they’re young is the best preventive. 
     

  • - Crabgrass is a bane to many lawns, and it grows quickly once the rain hits the seeds.  Pulling the roots is the easiest way to remove the plant, and even easier if the soil around it is damp. 
     

  • - If you don’t care to add dandelions to your diet (yes, they are edible!), you’ll need to get them at the roots. Spray them with undiluted white vinegar until they’re thoroughly wet, and they will die within a few hours. 
     

  • - Ground ivy, or creeping Charlie, is another weed that can be pulled effectively from wet soil.  If you allow it to flower, make sure it doesn’t go to seed, or you’ll spend more time pulling new plants. 
     

  • - Oxalis, or wood sorrel, has leaves that are almost clover-like, and purple or yellow blooms.  Catch it early, and it can be pulled up by the roots, or use a soap-based herbicide to kill larger plants. 
     

  • - A plant that has been cultivated in many hybrids, portulaca, can also be an aggressive weed.  - Once you’ve dug them up, allow them to dry before you dispose them in a compost pile or other yard waste.  They easily regenerate from any part of the plant. 
     

  • - The thin, strong-scented single leaves that shoot up in our lawns are wild garlic. Mowing won’t stop them, as they’re sprouting from corms in the soil. Pull or dig them up, and make sure you have the whole corm to avoid new growth. 

 

To avoid a lot of back-breaking weeding, mulch heavily in flower beds, and consider putting new plantings close together.  Some weeds are so well-adapted that it doesn’t matter what you do.  Garden.org has an extensive list of weeds with photos and ideas for controlling them without a lot of chemical intervention. 

 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.  

Photo credit: gardeningknowhow.com

Add Comment

Before You Buy a Foreclosure

Wednesday, September 4, 2019
by Tucker Robbins


While looking through real estate listings, you might be curious when you see a property up for auction or one that is “real estate owned,” and wonder if the price is too good to be true.  There is a process of buying a foreclosure house, and you need to prepare yourself, so read on for some pointers on what’s involved before you make your decision: 

 

  • - A “Bank-Owned Home” is just that:  the owner stopped making payments, and the lender is in the process of auctioning the home to try and recover the money they loaned.  Houses that are “Real Estate Owned” mean that the bank’s auction didn’t result in a sale and is being sold through a real estate agent. 
     

  • - Vacant homes can have all sorts of issues: mold, vandalism, pest issues, stolen copper piping, and neglected landscaping are just a few.  Before you make a bid, go and see the home for yourself, and decide if you can afford the sale price plus the cost of repairs. 
     

  • - Hire an inspector to go to the house with you so you’ll have an idea of exactly what needs to be done.  You don’t want to underestimate renovation costs. 
     

  • - When considering the asking price, and you have taken steps to get a contractor bid on all the rehab, use this formula to calculate your offer:  80% of the appraised value minus the cost of repairs. 
     

  • - Investing in a foreclosure as a rental will require less trendy but rugged materials and flipping to resell might be more expensive (and more headache!).  Moving into the home yourself can keep initial costs in check if you’re willing to do what’s necessary before moving in and holding off on upgrades. 
     

  • - Some foreclosure purchases must be made in cash, and that can put investors at an advantage.  In case cash isn’t a requirement for the purchase, have proof of pre-approval from your lender when you make your offer. 

 

Whatever your reason for your interest in buying a foreclosed home, make sure you do your research, and talk to your bank as well as an experienced REALTOR®.  Search for foreclosures by locality and beware of anyone offering to sell “their property” that is in foreclosure.  Con artists are smart enough to find vacant properties to pass off as their own, sell them, and take the money and run. Educating yourself on the foreclosure purchase process will make for a smoother process, less stress, and hopefully an investment that will pay off for you! 
 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

Photo credit: fox-property-investments.com

Add Comment

Displaying blog entries 1-4 of 4

Syndication

Categories

Archives

Quick Search

Contact Information

Photo of Tucker Robbins Real Estate
Tucker Robbins
Berkshire Hathaway HomeServices
3838 Kennett Pike
Wilmington DE 19807
(302) 777-7744 (direct)
Send an Email