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Warm Weather Water Savers in New Castle County DE

by Tucker Robbins

Days of lounging by the pool or in a hammock with a good book while the children play in the sprinkler are on the horizon, and you can’t wait to wash the pollen off the car, not to mention the grime from Winter on the car tires.  Spring and Summer is probably when we use more water than other times of the year, and there are ways we can conserve and avoid a high water bill for the next few months. 

 

  • - We shower more in the Summer, so conserve by shortening your shower time by just two minutes, and save 150 gallons of water per month! 

  • - Keeping our landscaping green uses a great deal of water, and if you have a sprinkler system, make sure the timer is set for morning or evening, and that the showers aren’t falling on the driveway.  Pay close attention to the weather, and turn off the timer whenever a good chance of rain is predicted. 

  • - Keep a pitcher filled with water inside the fridge for a thirst quencher instead of running the water from the faucet and waiting for it to get cold. 

  • - Cut your grass on a higher setting, because the longer blades help shade the turf, and in turn, holds water better, so you’ll have to water it less. 

  • - For the garden, landscaping and lawn, use a drip irrigation system instead of sprinklers or hand-watering with the hose.  Water is directed to the roots, where it needs to be. 

  • - When the car needs cleaning, take the bucket and sponge to a car wash instead of washing it at home, and save about one hundred gallons of water!  

  • - Purchase and set up rain barrels under gutter spouts or areas of the house where water runs off the roof.  You can get some very sophisticated barrels with faucet attachments for gravity-watering with the hose, and covers to prevent mosquitoes from laying eggs. 

  • - Placing a cover on your pool not only helps keep it clean, but it can save the pool water from evaporating.  The Spruce lists several swimming pool water-saving tips. 

  • Instead of washing fresh vegetables from your garden under running water, fill a large bowl with water, and give them a bath.  Once they’re clean, use the leftover water for houseplants or potted plants outside. 

  • - Growing native plants will help cut down on water usage, as they are adapted to your local climate.  Contact your local cooperative extension agent to find out how to plant a native plant garden. 

  • - Place a five-gallon bucket with small holes in the bottom near plants or a tree that need a drink, and fill it with water.  The holes will allow the water to trickle out at a slow pace, and soak the soil, where the water should be, instead of the leaves. 

 

Water conservation isn’t just good for your wallet, it’s good for the environment. If you’re interested in learning more about using less water year round, check out the Water Calculator website to calculate your water footprint, and what you can do to use water more efficiently. 

 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.  

 

Photo credit: segurgent.com​

New Castle County DE Real Estate Market Watch For May 2018

by Tucker Robbins

New Castle County DE active listings are down 22% from last year and up 4% from the previous month. The median listing price was just over $270,000 and the median sales price was just over $210,000. Compared to last year, the average days on market is down 21%. The number of units sold decreased 17% year-over-year and decreased 4% month-over-month. 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

Seven Internet Privacy Check-Up Tips

by Tucker Robbins

With the revelations from Facebook boss Mark Zuckerberg about how the social media giant utilizes user data, many people are wondering how they can protect any personal information they have on social media and the internet. Using an ad-based website--or anything on the internet, for that matter--isn’t totally private, but there are some things you can do to help keep your personal data from getting into the hands of the wrong people. 

 

  • - If you’re reading this, odds are you are a Facebook user, and your personal data may have been used by an outside data analysis firm.  Gain some insight into your privacy settings, and how to change them and your personal data information from trustedreviews.com. 

  • - Using Facebook to log into websites like Pinterest, GoodReads, and other social media sites is convenient for you, but it also makes that website privy to your connections’ information as well.  Set up one email account for use on social media, and don’t use it for anything that requires signing up with personal information.  

  • - Almost every website now has an info window that pops up that informs you that they use cookies to store your activity.  Some cookies can embed trackers that gather info as you surf the internet.  Take a few seconds every time you browse by clearing them from your browser settings. Digital Trends shows you how to delete them from the most popular internet browsers, including your mobile browsers. 

  • - Whenever you’re using free WIFI in public places, their internet service providers can see what you’re doing while using their connection.  A Virtual Private Network (VPN) can protect your personal information from being seen by encrypting it.  While there are free VPNs available, some will cost you.  PCMag lists their favorites according to your usage--from general browsers to world travelers. 

  • - Once you’ve finished using a website where you have an account, log out.  If you’re out and about, and the data you’ve stored on whatever device you’re using is sensitive, opt out of the free WIFI and use your data instead.   

  • - Did you know you could browse privately?  Click on your browser’s menu and choose “Private Window” or, in the case of Google Chrome, “Incognito Mode.”  While using this feature, nothing you do will be stored in the browser’s history. 

  • - Some browsers don’t share any of your personal information, or at least, share a limited amount.  Mozilla FirefoxOpera and Tor are free, and are always doing their best to keep surfing the internet safe for their users.  Mobile browser apps are available as well. 

 

To sum it up, don’t share anything on the internet that you don’t want a data analysis company or a hacker finding out.  Lifehacker offers tips on several other ways you can protect your personal data such as two-factor authentication and email encryption.  Most of us can’t avoid using the internet completely, but we choose what sites we use, and what information we share.  Short of signing off the world wide web for good, being proactive is the best way to protect ourselves. 

 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.  

 

Photo credit: mycustomer.com

Improve Your Credit Score

by Tucker Robbins

The main consideration in a home-buying decision is financials. In order for a lender to see you as a good prospect, the first thing they look at is your credit score.  No one is perfect, and even if your score isn’t ideal, you can (and should!) take the time to improve it before you start looking at prospective homes. 

 

  • - To see what your credit score is, request a free credit report from all three reporting agencies.  Check each report for errors, and report them to both the credit bureau and company that reported it. 

  • - If there is a legitimate collection on your credit report, pay it as soon as you can, but it will not be removed from your credit history for seven years, although it will be marked as paid. 

  • - Old debt on your report that was paid in full and on time is better for your score than having it removed.  So if you’ve paid off an account in good standing, leave it as long as possible. 

  • - If you have a history of keeping your payments on time, that’s great, because late payments hurt your score.  Stay current by setting reminders to mail payments before their due date, or set up automatic payments through your bank. 

  • - Pay off your credit cards!  This is so important, because the more outstanding debt you have, the lower your score.  Pay off the smallest balance first, and the larger balances can be paid off sooner by increasing your payments, or send equal payments twice per month if the creditor allows. 

  • - Canceling a credit card that you’re trying to pay down sounds like a great idea, but it isn’t, according to FICO™.  It’s better to simply pay off the card, and use it as minimally as possible--charging to it once a month for a take-out dinner keeps it active. 

  • - Don’t have a credit card?  Shop around for one with a good interest rate, and apply.  Having at least one credit account in good standing is better than none at all for those who haven’t really started establishing a credit history. 

  • - Applying for loans or credit with multiple agencies can hurt your score.  Avoid new credit accounts while you’re trying to bring your score up. 

  • - If you are truly hurting financially, and don’t see a light at the end of the tunnel, contact a reputable credit repair agency that can assist you in getting your bills paid, manage your finances, and increase your home purchase chances. 

 

There is no hurrying when it comes to improving your credit rating, so plan on taking several months to a year to bring your score up to a number that will impress lenders.  It’s not all about the loan, it’s also about getting a good interest rate.  Much like taking up jogging to get into shape, take it slow, increase your efforts every month, and you’ll soon be showing off the results! 

 

Courtesy of New Castle County DE Realtors Tucker Robbins and Carol Arnott Robbins.   

 

Photo credit: nationaldebtrelief.com

Displaying blog entries 1-4 of 4

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Photo of Tucker Robbins Real Estate
Tucker Robbins
Berkshire Hathaway HomeServices
3838 Kennett Pike
Wilmington DE 19807
(302) 777-7744 (direct)